Housing Loan
Realize your dream of homeownership with our housing loan offering that provides competitive interest rates and flexible repayment options.
Interest Rate Starting From
8.50% p.a.
Processing Fee From
0.50%
Loan Amount Up To
₹5 Crore
Tenure Up To
30 Years
Key Features
Attractive interest rates starting from 8.50% per annum
Loan amounts ranging from ₹5 lakh up to ₹5 crore
Flexible repayment tenure options of up to 30 years
Quick processing and approval within 3-5 business days
Minimal documentation for faster processing
Loan for purchase of ready properties, under-construction properties, or home renovation
Balance transfer facility with attractive top-up options
Transparent processing with no hidden charges
Eligibility Criteria
- Age: 21 to 65 years
- Minimum Income: ₹3 lakh per annum for salaried
- Minimum Income: ₹4 lakh per annum for self-employed
- Employment: Min. 2 years experience (1 year with current employer)
- CIBIL Score: 700+ preferred
- Property should be legally clear and marketable
Required Documents
- Identity Proof (Aadhaar, PAN, Passport, Voter ID)
- Address Proof (Aadhaar, Utility Bill, Passport)
- Income Proof (Salary Slips, Form 16, ITR, Bank Statements)
- Property Documents (Sale Deed, Agreement, NOC)
- 2 Passport Size Photographs
- Processing Fee Check
Calculate Your Housing Loan EMI
Monthly EMI
₹26,035
Total Interest
₹32,48,411
Total Amount
₹62,48,411
Ready to Apply for a Housing Loan?
Take the first step towards owning your dream home. Apply now and get a response within 24 hours.